Can an Company/employer offer benefits (health insurance) only to the employee and not his spouse?

Mu husband has been offered a job in Arizona and it seems the company only has employee benefits for employees and not for his family. That means that only he gets health insurance and not I. We don't have a kids yet, but plan to. Is that legal for a company to do that? Can we ask for coverage? What should we do?Can an Company/employer offer benefits (health insurance) only to the employee and not his spouse?
Of course its legal for them to do that.





They don't even HAVE to offer health insurance to him - its a ';perk.';





Actually, most employers don't contribute much (if anything) towards the cost of family health insurance coverage. Most employers charge the employee the extra premium for family coverage. The employer has no obligation to extend any coverage to you, and they certainly aren't obligated to contribute financially towards any of your expenses.





If your husband wants this job, then you'll have to get coverage through your own employer. Otherwise, he'll have to decline and look for a position that offers family coverage.Can an Company/employer offer benefits (health insurance) only to the employee and not his spouse?
Yes. They have no obligation to offer ANY benefits at all. If they do, they can choose to cover only the employee.





They're not going to make an ';exception'; for you. Legally, they can't do that.





If you want kids, and want insurance to pay for the childbirth costs, his best option is to decline the job. He should tell them why - that you need FAMILY health coverage, not just employee health coverage.
It is perfectly legal. More and more companies are going this route because of the cost. Some will allow an employee to sign up for family coverage if the employee pays the full amount for the additional coverage. Otherwise, you'll have to find your own.
Yes they can.


Many employers offer family coverage if the employee chooses and pays the diference from their own pocket.








He should ask.
~~Yes they can do this. You and once you have kids, would need to apply for a private insurance plan.~~