Yes, you can stay on your spouse's insurance. You can't get on Medicare until you've been on SSDI for 24 months. At that time you want to look into Medicare; in many cases Medicare with an Advantage plan is the better option.
You can also get Medicaid and keep your current insurance. Your insurance would be primary and Medicaid would be secondary and could possibly pick up some of the co-pays.If you receive SSI Disabilty can you stay on your spouse's health insurance?
Zarnev is correct, however not knowing your age, there are other considerations. If you decline Medicare when you become eligible, then you won't be able to get it until age 65. It may be worth the $96 a month to carry Medicare now in case something happened to your wife's coverage. And Medicare could pay in addition to your wife's coverage.
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